Posts
- ‘No Signature Required’ Programs Expand
- $7.3 Billion Settlement – Short-Term Win for Merchants
- 20 Payment Strategy Questions to Kick Off 2026 the Right Way
- 20 Questions to Ask When Evaluating Your Payment Strategy
- 2010 Spring Interchange Updates (Increases) are Here
- 3 Quick Wins to See ROI in Your First 90 Days
- 4 Interchange Optimization Strategies Every High-Volume Merchant Should Know
- 5 Features of the Right Payment Analytics Software
- 5 Optimization Opportunities Hiding in Your Authorization Data
- 6 Common Challenges That Disrupt Recurring Billing
- 6 Dashboards Every Payment Leader Should Have
- A Case For Regulating Debit Card Fees
- A Decade of Payment Industry Changes
- A Strong Start to 2025: Our Q1 Milestones & What’s Next
- Advanced Card Analytics using BINs and Mod 10 Checks
- Advice from Women Leading the Way in Payments
- AFP 2020 Session preview: Harnessing Payments Data to Gain Powerful Insights
- AFP Atlanta February Luncheon Meeting
- AFP Conversations with Anand Goel
- Alipay and Visa: How the Two Titans Are Redefining Payments with APIs
- Alipay expanding to US Retailers
- American Express is Changing their Approach to Merchant Services
- American Express Launches First Automated Accounts Payable Solution: American Express One AP™
- Amex Loses Big on Interchange Dispute, Merchants Rejoice
- AmEx told it cannot enforce anti-steering rules
- Anand Goel in Leaders in Payments Podcast
- Anand Goel Moderating Product Showcase at MAG Mid-Year
- Apple Pay Mars Customer Engagement, Loyalty Cards
- April 2024: Card Brand Updates
- Are You Leaving Money on the Table? Payment Optimization Opportunities You Might Be Missing
- Authorization Optimization is Not a One-Time Project
- Avoiding Common Pitfalls: Why Many Merchants Struggle with Optimizing Their Payment Strategy
- Breaking News: Judge Believes Visa and Mastercard Can Manage a Larger Settlement
- Breaking News: US judge rejects Fed’s Durbin Amendment
- Breaking News: Visa/MC Enter Into Major Interchange Settlement, Reducing Fees
- Breaking: The Fed Released Proposed Rule Change to Lower Debit Fee Cap
- Build vs Buy: Why Payment Analytics Maturity Matters More Than the Decision Itself
- Building a Compelling Case for Payment Optimization
- Business Banking FinTech Tide Enters Strategic Partnership with MasterCard
- Capital One × Discover: What the Debit Migration Means for Merchants
- Capital One x Discover: What the Debit Migration Means for Merchants
- Card Fees Pit Retailers Against Banks
- Card Network Nuisance Fees
- Card Networks to Use Tokens for Mobile & Online Transactions
- CFO Magazine Article – Use of Third Party Services
- Chip Card Nightmares?
- Client Engagement
- Collusion Course: Allegations Muddle Interchange Settlements
- Common Barriers to Payment Optimization (And How to Overcome Them)
- Comparing Merchant Services Across Wholesale Clubs
- Consulting Services Expand to Canada
- Convenience Fees and Surcharge Rules
- Costco’s Near Zero Interchange with Visa and Citigroup
- Credit Card Competition Act of 2022
- Credit Card Surcharging Overview & Updates
- CROSS BORDER CHINESE PAYMENTS
- Debit Network Distinctions Blur
- Debit Routing 101: How Merchants Can Save Money and Maximize Efficiency
- Decoding the Secrets of BIN Tables
- Developing a Payments Innovation Strategy
- Discover Card Reclassification
- Domestic Payments in China
- Don’t lose sight of the April 2021 Payment Brand updates!
- Durbin Amendment & Fed Rules Q&A
- Durbin Amendment Final Rules
- Durbin Hearing Update – Repayment of Debit Interchange Fees?
- EBay splitting from PayPal
- EMV Status Report
- EU banks to take on Visa, MasterCard with new payments system
- Fed Might Miss Interchange Deadline
- FIVE BEST PRACTICES TO CONSIDER WHEN ACCEPTING CARDS IN AUSTRALIA
- FlexPay and Card Switching: What Merchants Need to Know About This Emerging Trend
- Focus on Interchange Fees
- From Reactive to Proactive: Does Your Payment Strategy Need a Transformation
- GAO Releases Interchange Report
- Global FinTech Optimized Payments Welcomes Four New Team Members
- Global Leader in Payments Analytics and Consulting, Optimized Payments, Demonstrates Renewed Commitment to Cybersecurity Excellence
- Global Visa Study finds Small Businesses and Consumers Have Adopted New Behaviors to Adjust to COVID-19
- Google’s AP2 and the Future of AI Payments: What Merchants Need to Know
- Governed AI Access to Payments Data, Explained
- Guidance for Outlining your Key Payments Goals in 2020
- Harmonize Analytics vs Processor Portals
- Harmonize Analytics vs. In-House Payment Reporting
- Harmonizing the Future: A Visionary Leap in Payment Operations
- Healthcare Self-Payment Collections – Reducing Cost of Card Payments
- Hidden Costs or Industry Standard? Uncover the Truth About Your Payment Fees
- Hidden Impact of Inflation on Card Processing Costs
- How Accepting ATM Cards Can Improve Your Profitability
- How Consolidation, Normalization, and Enrichment Unlock Savings In Your Payment Data
- How to Build a Payment Optimization Roadmap
- How to Conduct a Payment Audit: Step-by-Step Guide for Merchants
- How to Negotiate Better PSP Rates and Manage Your Payment Costs
- How to Read Your Processor Statement (And What to Look For)
- Impact of Credit Card Act on Businesses
- Impact of Financial Regulations Proposal on Payments
- In advance of fee reductions for debit cards, online retailers prepare payment changes
- In Broken Market, ‘Swipe’ Fees Must Be Regulated
- Inside Harmonize: Payments Intelligence Built for How Teams Actually Work
- Interac Debit is more than just a retail payment option
- Interchange fees cost you more than you realize
- Interchange Optimization vs. Fee Avoidance: What’s the Difference?
- Interchange Updates & Review for 2nd Half of 2010
- Introduction to PINless Debit Routing: A Guide for Merchants
- Is It Time to Update Your Payments Tech Stack? Here’s How to Know
- Joining the World to Drive Sustainable Commerce
- MAG Webinar: 5 Ways to Optimize Your Interchange Costs Now
- Managing Costs in the COVID World
- Many Retailers Opt Out of Visa/MC Settlement
- MasterCard Increasing Assessments to 0.12% for Large Tickets
- Maximizing Your Bottom Line: Interchange Optimization Tactics That Work
- Merchants Allowed to Steer Customers Away from AmEx
- Merchants gearing up for the passage of the Durbin Amendment
- Mobile Payments Growing in the U.S.
- Mobile Payments: FAQs for Retailers
- NACHA rule for WEB Debit entries takes effect on March 19. Are you ready?
- Navigating Fee Changes: Why Doing Nothing Costs More
- Navigating Payment Downgrades
- Navigating the World of Recurring Payments in 2024: Interview with Melanie Stout
- Network Tokenization: A Strategic Advantage in Modern Payments
- Network Tokens
- New Payment Brand Updates
- New payments expert joins OPC to solve payment pain points for merchants.
- New revised MC standards
- NRF 2020 Vision – Retails’s Big Show
- October Card Brand Updates
- Optimize Your Business with Payment Metrics: Key Insights You Can’t Ignore
- Optimized Payments Acquires Paul Larsen Consulting to Become Global Leader in Payment Analytics
- Optimized Payments Announces Second Annual Women in Payments Honorary Luncheon
- Optimized Payments Appoints Deepak Padubidri as CTO to Drive Innovation and Elevate Technology Strategy
- Optimized Payments Commits to Donating $100k to Philanthropic Causes Each Year
- Optimized Payments Completes SOC 2, Type 1 Audit, Strengthening Commitment to Data Security and Privacy
- Optimized Payments Consulting Rebrands as Optimized Payments
- Optimized Payments Continue to Grow Team, Hires Payments Veteran
- Optimized Payments Continues Growth Streak: Global FinTech Welcomes New Project Manager
- Optimized Payments Continues to Expand to Bolster Growth Initiatives
- Optimized Payments Goes Global
- Optimized Payments Hires Chief Data Architect
- Optimized Payments Hires New Chief Data Scientist
- Optimized Payments Honors Women Leading the Future of Payments at Industry Luncheon
- Optimized Payments Introduces Free Online Calculator to Help Merchants Estimate Their Monthly FAN Fee
- Optimized Payments Launches Free Online Calculator to Helps Businesses Understand & Lower Credit Card Processing Costs
- Optimized Payments Launches New Brand Identity and Website
- Optimized Payments Scores Big on NPS Survey
- Optimized Payments Study Finds Governed Payments Data Can Lift AI Accuracy from 5% to 98%
- Optimized Payments Successfully Completes a SOC 2 Assessment to Further Data Security
- Optimized Payments Surpasses 30B Transactions on Harmonize, Powering Smarter Payment Analytics for Leading Enterprises
- Optimized Payments to help U.S. Merchants file their potential claim for the $7.25 billion Visa and MasterCard settlement
- Optimized Payments Unveils Governed AI Roadmap for Enterprise Payments
- Optimized Payments Unveils Harmonize 3.0: A Modern Leap Forward in Payments Analytics and Optimization
- Optimized Payments Unveils Innovative Payments Analytics Platform and Chargeback Management Services
- Optimized Payments Welcomes Expert Payment Strategist to Growing Team
- Optimized Payments Welcomes FinTech Industry Veterans as Strategic Advisors
- Optimized Payments Welcomes Four New Team Members
- Optimized Payments Welcomes Industry Expert as Head of Sales and Marketing
- Optimized Payments Welcomes Scott Stone as Head of Product to Drive Innovations in Payment Analytics
- Optimized Payments Welcomes Three New Leaders to Growing Team
- Optimized Payments Welcomes Two Experts to Technology and Data Services Team
- Optimized Payments Welcomes Two More Payment Processing Experts to the Team
- Our 2024 Wrapped: Optimized Payments Year In Review
- Overview of EMV in the U.S.
- Payment Analytics Doesn’t Replace Your Team — It Makes Them Experts.
- Payment Analytics Software for Merchants: How Interchange Optimization Helped 5 Organizations Save Money
- Payment Analytics Software for Merchants: How Payment Optimization Helped 7 Merchants Grow
- Payment Analytics vs. Reporting: Why Most Merchants Are Tracking the Wrong Data
- Payment Experts Share How to Build a Proactive Payments Strategy
- Payment Orchestration as the Key to Revenue Growth in 2025
- Payment Strategy Explained: How to Build One That Actually Works
- Payments are Constantly Changing – April 2018 Regs Release Highlights
- Payments are Constantly Changing – October 2019 Regs Release Highlights
- Payments Data Is Infrastructure, Not a Report
- PIN-Based Payment Companies Could Benefit From Consolidation
- PINless Debit Routing: How to Decide If It’s the Right Move for You
- PINless Debit vs. Signature Debit: What’s the Difference and Which Costs Less?
- PINless Debit: Regulation II Clarification July 1st Enforcement Date & the Dependencies Needed for Maximum Savings
- Potential Claims Process & Details of the Visa/MC Settlement
- Premium and Super Premium Cards – The Silent Killers
- Questions Leadership Starts Asking When Payments Matter
- Rapyd Launches All-In-One Payment Integrated Solution in Mexico
- Recurring Billing 101: Benefits, Challenges, and Best Practices
- Reducing Pain of EMV & POS Upgrades
- Reducing Payment Fees: Not Just a Fad
- Semrush Extends Partnership with Optimized Payments to Simplify Global Payment Operations and Drive Savings
- Strategies for Managing the Cost of Processing Small Ticket Payments
- Strategies for Reducing Payment Processing Costs
- Swipe Up. Reducing payment fees isn’t just a fad.
- The 4 KPIs Every Merchant Should Track to Lower Payment Costs
- The Basics of PCI
- The Before-and-After Story Every Payments Team Should Be Able to Tell
- The Business Card Upsell: How Issuers Are Maximizing Interchange at Merchants’ Expense
- The Costly Payments Misconception We Hear From CEOs and CFOs
- The DOJ’s Antitrust Case Against Visa: A Call for Regulation to Open the Moat and Foster Competition in Card Networks
- The Evolution of Convenience Fees
- The Evolution of Payments: How We Got Here and What It Means for You
- The Evolution of Square
- The Federal Reserve Board’s Regulation II Final Ruling
- The FTC’s Click-to-Cancel Rule and What You Need to Know
- The Hidden Costs of AI: Understanding the Payments Data Tax and Tokenmaxxing
- The High Transaction Costs of Unattended Kiosks
- The KPIs Every Payments Professional Needs to Defend Their Strategy
- The Latest Debit Routing Trends and What They Mean for You
- The Mid-Market Payments Problem Nobody Talks About
- The Mid-Market Payments Problem Nobody Talks About
- The ROI of Payment Analytics: Real Examples from Real Merchants
- The Role of Merchant Category Codes in Debit Routing and Payment Optimization
- The Ultimate Guide to Interchange Optimization
- The Undervalued Role of Payments Teams — and What It’s Costing You
- Those Nasty Network Fees by Elizabeth Whalen
- Top Payment Analytics Platform for Multi-PSP Environments
- Top Payment Cost Reduction Tool for Retail / Card-Present
- Turning Payment Data into Boardroom-Ready Insights
- U.S. Retailers Receive $1.1 Billion Payment In Visa/MasterCard Antitrust Case
- Understanding and Managing Your Payments Effective Cost
- Understanding and Reducing Chargebacks
- Understanding and Tracking Card Payment Acceptance Costs
- Understanding Fed’s Proposed Rules on Debit Interchange Fees & Routing
- Understanding International Processing Fees
- Understanding Involuntary Churn and How to Address It
- Understanding Players in the Payments Industry
- Understanding the Final Ruling of Regulation 1033
- Understanding the ISOs in the Marketplace
- Unleashing the Power of Interchange Optimization: Maximizing Cost Savings in Payment Processing
- Unlocking Optimization: Visa’s CEDP & the Evolution of Level 2/3 Data
- Unlocking the Benefits: Level 2 & Level 3 Processing in Payments
- Unpacking the Complexities of Debit Routing
- Upcoming Webinar – Crypto Payments
- Updates from Swipe-Fee Settlement Hearing on Sept 12
- Value of Discover & American Express Acquiring/Processing
- Visa and MasterCard Settlement with DOJ and Merchant POS Implications
- Visa CEDP: Early Observations Following Recent Product 3 Interchange Rate Changes
- Visa Easy Payment Service Program
- Visa EIRF is Gone Forever (…sort of), Visa Business B2B Eliminated
- Visa FANF Changes in April & July 2015
- Visa Makes Minor Concessions to Planned April 2021 Rate Updates
- Visa Mastercard Class Action : Millions Eligible for 5.5B Interchange Fee Settlement
- Visa Mastercard Credit Card Settlement: What Merchants Need to Know (2026)
- Visa Outage & Global Payments Breach
- Visa to Support Two Tier Debit Interchange Structure
- Visa’s changes to swipe fees
- Visa’s Accelerated Connection Platform
- Visa’s Acquirer Monitoring Program (VAMP): Updated 2025 Guide for Merchants Ahead of Enforcement
- Visa’s Fixed Acquirer Network Fee & Calculator
- Visa’s New Acquirer Monitoring Program (VAMP): An In-Depth Guide for Merchants
- Visa/MC $5.74 billion Settlement Approved
- We are hiring! New Software Developer position open now.
- Webinar: Building Best-In-Class Payments Experiences
- Webinar: Framework for Selecting the Perfect Payments ‘Gateway’ Partner
- Webinar: Maximizing the Merchant-Acquirer Relationship: Best Practices for Powerful Partnerships
- What AI Can (and Can’t) Do With Your Payments Data
- What Changes When You Have Someone to Validate What You’re Seeing
- What Executives Actually Want from Payments
- What Happens When All Your Payments Data Finally Lives in One Place
- What Is Interchange? A Plain-English Guide for Mid-Market Merchants
- What is your Processing IQ?
- What Merchants Need to Know About the New Visa & Mastercard Interchange Settlement
- What the Latest Card Brand Changes Mean for Your Payment Costs
- What You Should Be Asking Your Payments Team Before Budget Season
- What Your Team Actually Does in Harmonize — Pt. 2: The Finance Team
- What Your Team Actually Does In Harmonize: Payments Manager
- What’s in a Basis Point?
- What’s at Stake in Your Payment Processor Renewal? Start With These 18 Questions
- When to Pair Payment Analytics with Payment Consulting
- Why Are Our Payment Costs Rising? 5 Factors Merchants Shouldn’t Ignore
- Why Does AI Give Wrong Answers About Payments Data
- Why Having Payments Data Isn’t the Same as Being Able to Use It
- Why Investing in Payments Roles Is No Longer Optional
- Why Retailers Aren’t Rushing to Adopt EMV
- Why Your BI Team Can’t Build What Harmonize Already Did
- Why Your Payments Data Needs to Be Running Before You Need It
- Why Your Payments Data Tells a Different Story Than Your Processor Reports
- Your Payments Data Isn’t Broken. It’s Disconnected.
Posts
- ‘No Signature Required’ Programs Expand
- $7.3 Billion Settlement – Short-Term Win for Merchants
- 20 Payment Strategy Questions to Kick Off 2026 the Right Way
- 20 Questions to Ask When Evaluating Your Payment Strategy
- 2010 Spring Interchange Updates (Increases) are Here
- 3 Quick Wins to See ROI in Your First 90 Days
- 4 Interchange Optimization Strategies Every High-Volume Merchant Should Know
- 5 Features of the Right Payment Analytics Software
- 5 Optimization Opportunities Hiding in Your Authorization Data
- 6 Common Challenges That Disrupt Recurring Billing
- 6 Dashboards Every Payment Leader Should Have
- A Case For Regulating Debit Card Fees
- A Decade of Payment Industry Changes
- A Strong Start to 2025: Our Q1 Milestones & What’s Next
- Advanced Card Analytics using BINs and Mod 10 Checks
- Advice from Women Leading the Way in Payments
- AFP 2020 Session preview: Harnessing Payments Data to Gain Powerful Insights
- AFP Atlanta February Luncheon Meeting
- AFP Conversations with Anand Goel
- Alipay and Visa: How the Two Titans Are Redefining Payments with APIs
- Alipay expanding to US Retailers
- American Express is Changing their Approach to Merchant Services
- American Express Launches First Automated Accounts Payable Solution: American Express One AP™
- Amex Loses Big on Interchange Dispute, Merchants Rejoice
- AmEx told it cannot enforce anti-steering rules
- Anand Goel in Leaders in Payments Podcast
- Anand Goel Moderating Product Showcase at MAG Mid-Year
- Apple Pay Mars Customer Engagement, Loyalty Cards
- April 2024: Card Brand Updates
- Are You Leaving Money on the Table? Payment Optimization Opportunities You Might Be Missing
- Authorization Optimization is Not a One-Time Project
- Avoiding Common Pitfalls: Why Many Merchants Struggle with Optimizing Their Payment Strategy
- Breaking News: Judge Believes Visa and Mastercard Can Manage a Larger Settlement
- Breaking News: US judge rejects Fed’s Durbin Amendment
- Breaking News: Visa/MC Enter Into Major Interchange Settlement, Reducing Fees
- Breaking: The Fed Released Proposed Rule Change to Lower Debit Fee Cap
- Build vs Buy: Why Payment Analytics Maturity Matters More Than the Decision Itself
- Building a Compelling Case for Payment Optimization
- Business Banking FinTech Tide Enters Strategic Partnership with MasterCard
- Capital One × Discover: What the Debit Migration Means for Merchants
- Capital One x Discover: What the Debit Migration Means for Merchants
- Card Fees Pit Retailers Against Banks
- Card Network Nuisance Fees
- Card Networks to Use Tokens for Mobile & Online Transactions
- CFO Magazine Article – Use of Third Party Services
- Chip Card Nightmares?
- Client Engagement
- Collusion Course: Allegations Muddle Interchange Settlements
- Common Barriers to Payment Optimization (And How to Overcome Them)
- Comparing Merchant Services Across Wholesale Clubs
- Consulting Services Expand to Canada
- Convenience Fees and Surcharge Rules
- Costco’s Near Zero Interchange with Visa and Citigroup
- Credit Card Competition Act of 2022
- Credit Card Surcharging Overview & Updates
- CROSS BORDER CHINESE PAYMENTS
- Debit Network Distinctions Blur
- Debit Routing 101: How Merchants Can Save Money and Maximize Efficiency
- Decoding the Secrets of BIN Tables
- Developing a Payments Innovation Strategy
- Discover Card Reclassification
- Domestic Payments in China
- Don’t lose sight of the April 2021 Payment Brand updates!
- Durbin Amendment & Fed Rules Q&A
- Durbin Amendment Final Rules
- Durbin Hearing Update – Repayment of Debit Interchange Fees?
- EBay splitting from PayPal
- EMV Status Report
- EU banks to take on Visa, MasterCard with new payments system
- Fed Might Miss Interchange Deadline
- FIVE BEST PRACTICES TO CONSIDER WHEN ACCEPTING CARDS IN AUSTRALIA
- FlexPay and Card Switching: What Merchants Need to Know About This Emerging Trend
- Focus on Interchange Fees
- From Reactive to Proactive: Does Your Payment Strategy Need a Transformation
- GAO Releases Interchange Report
- Global FinTech Optimized Payments Welcomes Four New Team Members
- Global Leader in Payments Analytics and Consulting, Optimized Payments, Demonstrates Renewed Commitment to Cybersecurity Excellence
- Global Visa Study finds Small Businesses and Consumers Have Adopted New Behaviors to Adjust to COVID-19
- Google’s AP2 and the Future of AI Payments: What Merchants Need to Know
- Governed AI Access to Payments Data, Explained
- Guidance for Outlining your Key Payments Goals in 2020
- Harmonize Analytics vs Processor Portals
- Harmonize Analytics vs. In-House Payment Reporting
- Harmonizing the Future: A Visionary Leap in Payment Operations
- Healthcare Self-Payment Collections – Reducing Cost of Card Payments
- Hidden Costs or Industry Standard? Uncover the Truth About Your Payment Fees
- Hidden Impact of Inflation on Card Processing Costs
- How Accepting ATM Cards Can Improve Your Profitability
- How Consolidation, Normalization, and Enrichment Unlock Savings In Your Payment Data
- How to Build a Payment Optimization Roadmap
- How to Conduct a Payment Audit: Step-by-Step Guide for Merchants
- How to Negotiate Better PSP Rates and Manage Your Payment Costs
- How to Read Your Processor Statement (And What to Look For)
- Impact of Credit Card Act on Businesses
- Impact of Financial Regulations Proposal on Payments
- In advance of fee reductions for debit cards, online retailers prepare payment changes
- In Broken Market, ‘Swipe’ Fees Must Be Regulated
- Inside Harmonize: Payments Intelligence Built for How Teams Actually Work
- Interac Debit is more than just a retail payment option
- Interchange fees cost you more than you realize
- Interchange Optimization vs. Fee Avoidance: What’s the Difference?
- Interchange Updates & Review for 2nd Half of 2010
- Introduction to PINless Debit Routing: A Guide for Merchants
- Is It Time to Update Your Payments Tech Stack? Here’s How to Know
- Joining the World to Drive Sustainable Commerce
- MAG Webinar: 5 Ways to Optimize Your Interchange Costs Now
- Managing Costs in the COVID World
- Many Retailers Opt Out of Visa/MC Settlement
- MasterCard Increasing Assessments to 0.12% for Large Tickets
- Maximizing Your Bottom Line: Interchange Optimization Tactics That Work
- Merchants Allowed to Steer Customers Away from AmEx
- Merchants gearing up for the passage of the Durbin Amendment
- Mobile Payments Growing in the U.S.
- Mobile Payments: FAQs for Retailers
- NACHA rule for WEB Debit entries takes effect on March 19. Are you ready?
- Navigating Fee Changes: Why Doing Nothing Costs More
- Navigating Payment Downgrades
- Navigating the World of Recurring Payments in 2024: Interview with Melanie Stout
- Network Tokenization: A Strategic Advantage in Modern Payments
- Network Tokens
- New Payment Brand Updates
- New payments expert joins OPC to solve payment pain points for merchants.
- New revised MC standards
- NRF 2020 Vision – Retails’s Big Show
- October Card Brand Updates
- Optimize Your Business with Payment Metrics: Key Insights You Can’t Ignore
- Optimized Payments Acquires Paul Larsen Consulting to Become Global Leader in Payment Analytics
- Optimized Payments Announces Second Annual Women in Payments Honorary Luncheon
- Optimized Payments Appoints Deepak Padubidri as CTO to Drive Innovation and Elevate Technology Strategy
- Optimized Payments Commits to Donating $100k to Philanthropic Causes Each Year
- Optimized Payments Completes SOC 2, Type 1 Audit, Strengthening Commitment to Data Security and Privacy
- Optimized Payments Consulting Rebrands as Optimized Payments
- Optimized Payments Continue to Grow Team, Hires Payments Veteran
- Optimized Payments Continues Growth Streak: Global FinTech Welcomes New Project Manager
- Optimized Payments Continues to Expand to Bolster Growth Initiatives
- Optimized Payments Goes Global
- Optimized Payments Hires Chief Data Architect
- Optimized Payments Hires New Chief Data Scientist
- Optimized Payments Honors Women Leading the Future of Payments at Industry Luncheon
- Optimized Payments Introduces Free Online Calculator to Help Merchants Estimate Their Monthly FAN Fee
- Optimized Payments Launches Free Online Calculator to Helps Businesses Understand & Lower Credit Card Processing Costs
- Optimized Payments Launches New Brand Identity and Website
- Optimized Payments Scores Big on NPS Survey
- Optimized Payments Study Finds Governed Payments Data Can Lift AI Accuracy from 5% to 98%
- Optimized Payments Successfully Completes a SOC 2 Assessment to Further Data Security
- Optimized Payments Surpasses 30B Transactions on Harmonize, Powering Smarter Payment Analytics for Leading Enterprises
- Optimized Payments to help U.S. Merchants file their potential claim for the $7.25 billion Visa and MasterCard settlement
- Optimized Payments Unveils Governed AI Roadmap for Enterprise Payments
- Optimized Payments Unveils Harmonize 3.0: A Modern Leap Forward in Payments Analytics and Optimization
- Optimized Payments Unveils Innovative Payments Analytics Platform and Chargeback Management Services
- Optimized Payments Welcomes Expert Payment Strategist to Growing Team
- Optimized Payments Welcomes FinTech Industry Veterans as Strategic Advisors
- Optimized Payments Welcomes Four New Team Members
- Optimized Payments Welcomes Industry Expert as Head of Sales and Marketing
- Optimized Payments Welcomes Scott Stone as Head of Product to Drive Innovations in Payment Analytics
- Optimized Payments Welcomes Three New Leaders to Growing Team
- Optimized Payments Welcomes Two Experts to Technology and Data Services Team
- Optimized Payments Welcomes Two More Payment Processing Experts to the Team
- Our 2024 Wrapped: Optimized Payments Year In Review
- Overview of EMV in the U.S.
- Payment Analytics Doesn’t Replace Your Team — It Makes Them Experts.
- Payment Analytics Software for Merchants: How Interchange Optimization Helped 5 Organizations Save Money
- Payment Analytics Software for Merchants: How Payment Optimization Helped 7 Merchants Grow
- Payment Analytics vs. Reporting: Why Most Merchants Are Tracking the Wrong Data
- Payment Experts Share How to Build a Proactive Payments Strategy
- Payment Orchestration as the Key to Revenue Growth in 2025
- Payment Strategy Explained: How to Build One That Actually Works
- Payments are Constantly Changing – April 2018 Regs Release Highlights
- Payments are Constantly Changing – October 2019 Regs Release Highlights
- Payments Data Is Infrastructure, Not a Report
- PIN-Based Payment Companies Could Benefit From Consolidation
- PINless Debit Routing: How to Decide If It’s the Right Move for You
- PINless Debit vs. Signature Debit: What’s the Difference and Which Costs Less?
- PINless Debit: Regulation II Clarification July 1st Enforcement Date & the Dependencies Needed for Maximum Savings
- Potential Claims Process & Details of the Visa/MC Settlement
- Premium and Super Premium Cards – The Silent Killers
- Questions Leadership Starts Asking When Payments Matter
- Rapyd Launches All-In-One Payment Integrated Solution in Mexico
- Recurring Billing 101: Benefits, Challenges, and Best Practices
- Reducing Pain of EMV & POS Upgrades
- Reducing Payment Fees: Not Just a Fad
- Semrush Extends Partnership with Optimized Payments to Simplify Global Payment Operations and Drive Savings
- Strategies for Managing the Cost of Processing Small Ticket Payments
- Strategies for Reducing Payment Processing Costs
- Swipe Up. Reducing payment fees isn’t just a fad.
- The 4 KPIs Every Merchant Should Track to Lower Payment Costs
- The Basics of PCI
- The Before-and-After Story Every Payments Team Should Be Able to Tell
- The Business Card Upsell: How Issuers Are Maximizing Interchange at Merchants’ Expense
- The Costly Payments Misconception We Hear From CEOs and CFOs
- The DOJ’s Antitrust Case Against Visa: A Call for Regulation to Open the Moat and Foster Competition in Card Networks
- The Evolution of Convenience Fees
- The Evolution of Payments: How We Got Here and What It Means for You
- The Evolution of Square
- The Federal Reserve Board’s Regulation II Final Ruling
- The FTC’s Click-to-Cancel Rule and What You Need to Know
- The Hidden Costs of AI: Understanding the Payments Data Tax and Tokenmaxxing
- The High Transaction Costs of Unattended Kiosks
- The KPIs Every Payments Professional Needs to Defend Their Strategy
- The Latest Debit Routing Trends and What They Mean for You
- The Mid-Market Payments Problem Nobody Talks About
- The Mid-Market Payments Problem Nobody Talks About
- The ROI of Payment Analytics: Real Examples from Real Merchants
- The Role of Merchant Category Codes in Debit Routing and Payment Optimization
- The Ultimate Guide to Interchange Optimization
- The Undervalued Role of Payments Teams — and What It’s Costing You
- Those Nasty Network Fees by Elizabeth Whalen
- Top Payment Analytics Platform for Multi-PSP Environments
- Top Payment Cost Reduction Tool for Retail / Card-Present
- Turning Payment Data into Boardroom-Ready Insights
- U.S. Retailers Receive $1.1 Billion Payment In Visa/MasterCard Antitrust Case
- Understanding and Managing Your Payments Effective Cost
- Understanding and Reducing Chargebacks
- Understanding and Tracking Card Payment Acceptance Costs
- Understanding Fed’s Proposed Rules on Debit Interchange Fees & Routing
- Understanding International Processing Fees
- Understanding Involuntary Churn and How to Address It
- Understanding Players in the Payments Industry
- Understanding the Final Ruling of Regulation 1033
- Understanding the ISOs in the Marketplace
- Unleashing the Power of Interchange Optimization: Maximizing Cost Savings in Payment Processing
- Unlocking Optimization: Visa’s CEDP & the Evolution of Level 2/3 Data
- Unlocking the Benefits: Level 2 & Level 3 Processing in Payments
- Unpacking the Complexities of Debit Routing
- Upcoming Webinar – Crypto Payments
- Updates from Swipe-Fee Settlement Hearing on Sept 12
- Value of Discover & American Express Acquiring/Processing
- Visa and MasterCard Settlement with DOJ and Merchant POS Implications
- Visa CEDP: Early Observations Following Recent Product 3 Interchange Rate Changes
- Visa Easy Payment Service Program
- Visa EIRF is Gone Forever (…sort of), Visa Business B2B Eliminated
- Visa FANF Changes in April & July 2015
- Visa Makes Minor Concessions to Planned April 2021 Rate Updates
- Visa Mastercard Class Action : Millions Eligible for 5.5B Interchange Fee Settlement
- Visa Mastercard Credit Card Settlement: What Merchants Need to Know (2026)
- Visa Outage & Global Payments Breach
- Visa to Support Two Tier Debit Interchange Structure
- Visa’s changes to swipe fees
- Visa’s Accelerated Connection Platform
- Visa’s Acquirer Monitoring Program (VAMP): Updated 2025 Guide for Merchants Ahead of Enforcement
- Visa’s Fixed Acquirer Network Fee & Calculator
- Visa’s New Acquirer Monitoring Program (VAMP): An In-Depth Guide for Merchants
- Visa/MC $5.74 billion Settlement Approved
- We are hiring! New Software Developer position open now.
- Webinar: Building Best-In-Class Payments Experiences
- Webinar: Framework for Selecting the Perfect Payments ‘Gateway’ Partner
- Webinar: Maximizing the Merchant-Acquirer Relationship: Best Practices for Powerful Partnerships
- What AI Can (and Can’t) Do With Your Payments Data
- What Changes When You Have Someone to Validate What You’re Seeing
- What Executives Actually Want from Payments
- What Happens When All Your Payments Data Finally Lives in One Place
- What Is Interchange? A Plain-English Guide for Mid-Market Merchants
- What is your Processing IQ?
- What Merchants Need to Know About the New Visa & Mastercard Interchange Settlement
- What the Latest Card Brand Changes Mean for Your Payment Costs
- What You Should Be Asking Your Payments Team Before Budget Season
- What Your Team Actually Does in Harmonize — Pt. 2: The Finance Team
- What Your Team Actually Does In Harmonize: Payments Manager
- What’s in a Basis Point?
- What’s at Stake in Your Payment Processor Renewal? Start With These 18 Questions
- When to Pair Payment Analytics with Payment Consulting
- Why Are Our Payment Costs Rising? 5 Factors Merchants Shouldn’t Ignore
- Why Does AI Give Wrong Answers About Payments Data
- Why Having Payments Data Isn’t the Same as Being Able to Use It
- Why Investing in Payments Roles Is No Longer Optional
- Why Retailers Aren’t Rushing to Adopt EMV
- Why Your BI Team Can’t Build What Harmonize Already Did
- Why Your Payments Data Needs to Be Running Before You Need It
- Why Your Payments Data Tells a Different Story Than Your Processor Reports
- Your Payments Data Isn’t Broken. It’s Disconnected.
