In Broken Market, ‘Swipe’ Fees Must Be Regulated

Unlocking the Benefits: Level 2 & Level 3 Processing in Payments

Card Fees, Education, Understanding Payments

In today's competitive business landscape, optimizing costs and streamlining operations are key priorities for companies of all sizes. When it comes to payment processing, businesses have a valuable tool at their disposal: Level 2 and Level 3 processing. These offer...

A Decade of Payment Industry Changes

Card Fees, Understanding Payments

Over the last decade, the card payments industry has undergone significant changes, fueled by technological advancements, changing consumer behavior, and increased competition. From the rise of mobile payments to the adoption of contactless cards, here are some of the...

Hidden Impact of Inflation on Card Processing Costs

Articles, Debit Card, Industry News

Flashback to March 2021 – the U.S. Government had just issued its third, and largest, round of COVID-19 stimulus checks. March’s issuance of $1,400 quickly followed the $600 second round issued in January 2021. This $2k infusion of cash into American’s checking...

The Federal Reserve Board’s Regulation II Final Ruling

Industry News

Author: Alan Vickness Cheers from merchants could be heard from the rafters in anticipation of the opportunity to reduce debit card processing costs, because on October 3, 2022, the Federal Reserve Board finalized the updates to Regulation II concerning the routing...

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