Insights

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In an ever-changing landscape, keep ahead of the curve with insights and industry news from Optimized Payments.

April 2024: Card Brand Updates

  It's that time again - every April and October major credit card brands like Visa, Mastercard, Discover, and AmEx unveil updates to their interchange fee structures and programs. Understanding these changes is crucial for merchants, but we recognize that...

Latest Industry News

Discover Card Reclassification

Discover Card Reclassification

Last July, Discover Financial Services disclosed it has been misclassifying the interchange qualifications on certain credit card accounts, dating back to 2007.  The misclassification impacted the amount of interchange fees merchants paid.  At the time of initial...

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