In an ever-changing landscape, keep ahead of the curve with insights and industry news from Optimized Payments.
Editor’s Note (September 2025): Visa has clarified thresholds and extended the advisory period. For the latest guidance, read our updated guide here. UPDATE: Visa has announced a key update to its upcoming Visa Acquirer Monitoring Program (VAMP): the advisory period...
It’s that time of the year again! As you know every April and October, major credit card brands such as Visa, Mastercard, Discover, and AmEx roll out updates to their interchange fee structures and programs. While it's essential for merchants to stay informed about...
It's that time again - every April and October major credit card brands like Visa, Mastercard, Discover, and AmEx unveil updates to their interchange fee structures and programs. Understanding these changes is crucial for merchants, but we recognize that...
On March 25, 2024, Visa & Mastercard announced an interchange settlement with merchants; resolving litigation that dates back nearly 20 years. The original 2005 lawsuit contended that Visa & Mastercard, together with certain banks, violated antitrust laws and...
Credit card titans Mastercard and Visa are a part of the largest private antitrust class-action settlement in U.S. history. Millions of merchants, from transportation providers to restauranteurs, may be eligible for a share of the 5.5B interchange fee settlement,...
Last July, Discover Financial Services disclosed it has been misclassifying the interchange qualifications on certain credit card accounts, dating back to 2007. The misclassification impacted the amount of interchange fees merchants paid. At the time of initial...