Insights

General Industry News

In an ever-changing landscape, keep ahead of the curve with insights and industry news from Optimized Payments.

Latest News from General

Global Visa Study finds Small Businesses and Consumers Have Adopted New Behaviors to Adjust to COVID-19

In this Business Wire article, the results from the Visa study that show small businesses and consumers are adopting new behaviors to deal with Covid-19.  As small and micro businesses (SMBs) worldwide continue to endure the financial impact of COVID-19, one thing is...

Mobile Payments Growing in the U.S.

Consumers are constantly looking for more convenient ways to make purchases.  While some consumers are slow to adopt the use of mobile payments, many love the convenience especially as more and more merchants are offering it as a payment option.  Many merchants are...

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EBay splitting from PayPal

EBay has announced that it is replacing PayPal for its primary payments processing with Adyen, a Dutch firm.  EBay and PayPal split back in 2015 but had still been tightly linked.  EBay plans to take more direct control of payments with this new move and has said the...

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AFP Conversations with Anand Goel

AFP Conversations is the only podcast for corporate treasury and finance professionals. Hear treasurers and CFOs discuss: capital structure, risk management, payments, cash forecasting, FP&A, budgeting, bank relationship management, short-term investing, FX, and...

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Chip Card Nightmares?

As a consumer, I've noticed that EMV/Chip card transaction are slower.  As a payments industry consultant, I know EMV transactions are more secure for retail transactions but do nothing for online transactions.  EMV transactions will get faster and ubiquitous in...

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EMV Status Report

By most industry accounts about 25-30% of US merchants are ready to process EMV transactions on October 1, just three days away.  This is not surprising as EMV enablement is complex, costly and just one part of the payments security layer (more on this later). Most...

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