In today's competitive business landscape, optimizing costs and streamlining operations are key priorities for companies of all sizes. When it comes to payment processing,...
Unlocking the Benefits: Level 2 & Level 3 Processing in Payments
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Insights
Industry News
In an ever-changing landscape, keep ahead of the curve with insights and industry news from Optimized Payments.
Latest News from Education
Guidance for Outlining your Key Payments Goals in 2020
As you are coming up with your personal resolutions for the new year, we wanted to offer some potential payments ‘resolutions’ or goals for your organization for 2020. Here are 5 key payments goals that you should tackle or start tackling in 2020: 1. Security -...
Payments are Constantly Changing – October 2019 Regs Release Highlights
The joys of the fall season…football, beautiful weather, leaves are falling, and card brand rate changes. As the card brands tend to make their regulatory and rate changes every Spring and Fall, we like to keep you updated on many of the most significant changes, so...
EMV Status Report
By most industry accounts about 25-30% of US merchants are ready to process EMV transactions on October 1, just three days away. This is not surprising as EMV enablement is complex, costly and just one part of the payments security layer (more on this later). Most...
Reducing Pain of EMV & POS Upgrades
Many retailers are struggling with the cost and time involved with upgrading their payments infrastructure to accommodate for EMV cards and contactless payments, including Apple Pay. The challenge is not just replacing the payment terminals with a Verifone or...
Apple Pay Mars Customer Engagement, Loyalty Cards
Our CEO, Anand Goel, spoke at the NACHA conference in New Orleans on Monday. While at NACHA, he spoke to Andrew Deichler from AFP (Association of Financial Professionals) and provided his thoughts on Apple Pay and Loyalty Cards. Read the full article here.
Costco’s Near Zero Interchange with Visa and Citigroup
Fascinating (at least for payment geeks) article in Bloomberg about Costco’s new partnership with Visa and Citibank. Costco is set to issue new Citibank Visa credit cards next year when its partnership expires with AmEx in March 2016. This article notes that AmEx is...
