Payments decisions are hard when the truth is scattered.
Payments teams are expected to deliver measurable outcomes—lower cost, better performance, fewer disputes—yet the data needed to make those decisions is fragmented across processors, gateways, networks, and internal systems.
Too many sources, no shared truth. Different teams report different numbers.
Urgency without prioritization. Lots of “issues,” not enough clarity on impact.
Manual work for every answer. Spreadsheets, reconciliations, static BI pulls, and one-off analyses slow decisions and weaken confidence.
Hard to prove impact. Even when a change is implemented, telling the “before → after” story requires more effort than the change itself.
A unified view across the payments lifecycle
Built for teaching, storytelling, and deep research.
Overview Dashboard
Executive visibility across the full payments lifecycle
A single view of sales, authorizations, fees, refunds, and disputes—so leadership can see what’s happening and where to focus.
Authorizations Dashboard
Understand performance shifts—and where the lift is
See where approvals change and where declines concentrate (issuer, provider, card type, geography). Identify root causes and quantify opportunity before you act.
Sales Dashboard
Connect revenue flow to payment outcomes
Understand how gross sales becomes net revenue across approvals, refunds, chargebacks, and adjustments—so you can protect revenue and prioritize fixes.
Fees Dashboard
Know exactly what you pay—and why
Break down fees into interchange, network, and acquirer components to expose drivers, track changes over time, and negotiate with data-backed confidence.
Disputes Dashboard
Turn disputes into signals you can act on
Monitor dispute rates, reason codes, win/loss trends, and financial impact—with segmentation that helps you isolate drivers and communicate a plan.
Built-in credibility: save views, schedule subscriptions, export reports, and capture screenshots to document “before facts” and “after results” for internal momentum.
“Explain This Chart” adds another layer of communication speed by generating a plain-English readout from a KPI, chart, or table that teams can copy into decks, emails, and status updates.
Two Ways To Consume Harmonize
Analytics is one channel. Data Exchange is the other.
Harmonize Analytics: dashboards, drilldowns, and executive storytelling
Harmonize Data Exchange: governed datasets delivered into BI tools and internal systems (ideal for reconciliation and enterprise reporting)
Embedded experts, without dependency
Harmonize Analytics isn’t just dashboards. It’s a guided experience designed to turn insight into execution.
Structured onboarding path to measurable success
Office hours + periodic check-ins
Quarterly Business Reviews (QBRs) to validate progress and prioritize what’s next
Network updates and insights to inform decisions and timing
Purpose-built for Payments Owners
And the teams that support them.
One trusted view of payments results — standardize authorizations, fees, settlements, disputes, and benchmarks into a consistent, defensible source of truth.
Self-serve analysis without BI bottlenecks — drill by provider, issuer, geography, card type, MID, and more—without waiting on custom reports.
Benchmarking that strengthens negotiation — compare performance and cost across PSPs/providers to support routing strategy and commercial discussions.
Proactive signals, not dashboard babysitting — surface meaningful shifts and anomalies so teams can investigate faster. AI-assisted chart explanations — generate a readable summary from a KPI, chart, or table to accelerate executive updates, internal alignment, and follow-up communication.
Enterprise-grade governance — SSO, MFA, role-based access, auditability, and controls designed for complex organizations.
Trusted by payments teams that operate at enterprise scale
