Insights

Interchange Optimization: Are you getting the best rate?

There are many costs associated with accepting credit and debit cards as payment.  The largest cost is interchange, and it can represent 70 to 95 percent of the total cost of processing credit and debit cards.  Interchange cannot be negotiated but it can be managed.  This white paper provides a background on interchange and identifies specific strategies that can be employed by companies to reduce the cost of processing credit and debit card transactions.

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April 2024: Card Brand Updates

  It's that time again - every April and October major credit card brands like Visa, Mastercard, Discover, and AmEx unveil updates to their interchange fee structures and programs. Understanding these changes is crucial for merchants, but we recognize that...

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