Businesses have many different costs and while many of those costs are fixed and cannot be changed, payments processing is one of those costs that can be influenced and reduced. Most companies that process electronic payments from their customers don’t look into reducing their payment processing costs because they lack internal expertise, don’t have enough time or resources, or just don’t think it will make enough of a difference to justify their time. Most companies are overpaying for processing credit and debit card transactions and haven’t taken advantage of the savings potential.

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