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So far Monika has created 28 blog entries.

Optimized Payments Launches Online Calculator to Help U.S. Merchants estimate their potential claim value from the $7.25 billion Visa and MasterCard settlement

Last November 2012, Judge John Gleeson of the U.S. Eastern District of New York gave preliminary approval to a proposed $7.25 billion antitrust settlement claim against Visa and MasterCard.  Optimized Payments Consulting has just launched a free online calculator to help merchants estimate their potential claim value along with a LinkedIn group to engage participants [...]

By |2013-05-07T12:11:10-04:00May 7th, 2013|Press Releases|Comments Off on Optimized Payments Launches Online Calculator to Help U.S. Merchants estimate their potential claim value from the $7.25 billion Visa and MasterCard settlement

Anand Goel to present at NACHA Payments 2013

Anand Goel will be in San Diego, CA to present at the NACHA Payments 2013 conference.  He will be discussing analytics and demonstrating how they can be used to understand and lower the cost of processing debit and credit card payments.  To find out more about the NACHA conference, go to

By |2013-03-13T14:08:13-04:00March 13th, 2013|Announcements|Comments Off on Anand Goel to present at NACHA Payments 2013

Strategies for Reducing Payment Processing Costs

In the current economic climate, businesses are seeking ways to reduce their operating costs and bolster their bottom lines.  Credit card processing is one of the most confusing and complex services that companies buy today.  Here are 7 strategies  to help lower your payment processing costs and avoid paying excessive fees. […]

By |2017-04-19T13:12:18-04:00May 18th, 2012|Education|0 Comments

Strategies for Managing the Cost of Processing Small Ticket Payments

The cost of processing low value debit card sales (transactions less than $15.00) has dramatically increased for merchants since the implementation of the Durbin amendment on October 1, 2011. While this new regulation caps the debit interchange fees for regulated transactions and has saved billions of dollars for most U.S. merchants, it has created an [...]

By |2017-04-19T13:12:18-04:00April 16th, 2012|Analysis, Education, General|3 Comments

The top U.S. credit card issuers see increasing profits

The top seven credit card issuers in the U.S. saw larger profits in 2011 than in 2010.  These profits are coming from an increasing use of credit cards by consumers.  Every time a consumer uses their credit card, a merchant pays a fee to process that card.  Some cards carry a higher processing fee than [...]

By |2017-04-19T13:12:18-04:00February 24th, 2012|General|0 Comments

Developing a Payments Innovation Strategy

Here is an informative article on developing a payments innovation strategy. Laying The Foundation For Innovation In Payments Written by Andrew Morris, CEO, Morris Advisors and Anand Goel, CEO, Optimized Payments Consulting, Inc And so you’re a retailer looking for new ways to reduce operational costs, improve the shopping experience, enhance customer loyalty, and ultimately [...]

By |2017-04-19T13:12:22-04:00July 22nd, 2011|Education, General|0 Comments

Merchants gearing up for the passage of the Durbin Amendment

Interesting article in the Wall Street Journal that talks about how merchants are leveraging rules for the Durbin Amendment.  Some merchants are offering discounts for paying with cash and setting minimums for card use.  A typical merchant can expect to save about 66% in fees with debit card transactions with the passage of the Durbin [...]

By |2011-06-24T21:06:17-04:00June 24th, 2011|General|0 Comments