Purpose-Built to Empower the Payments Industry

Unlock value wherever it hides within your payments ecosystem with powerful tools and insights.

Reduce Fees and Increase Revenue
with meaningful data insights & streamlined operations

strategize
Strategize Service

Strategize

Tap into our extensive industry knowledge to make smart, data-driven decisions that unlock savings potential and maximize profits.

Purpose-built to empower the payments industry

Leverage industry wisdom and expertise to optimize business results

A team of industry leaders with decades of experience

Access expert payments advice as needed

Reach and exceed performance goals

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Harmonize service

Harmonize

Simplify the complexity of your payments ecosystem. Our platform visualizes your data, distilling the most impactful KPIs into easy-to-understand dashboards.

Level up your payments analysis

Unlock smarter solutions for payments strategy

Streamlined and efficient payment files management

Tap into numerous benefits of custom KPI dashboards

Simplify the complexity of payments data

harmonize
New Dashboard

Proven to solve the toughest payments data challenges.

As a trusted solution provider, we find and unlock value wherever it hides within your payments ecosystem through a proprietary analytics and benchmarking platform and a collaborative team of experts equipped to support you.

Payment Audits

Reducing involuntary churn

Consolidating multiple processors and creating analytics

Reducing cost of payments

Improving chargebacks

Streamlining reconciliation

Client Testimonials

We have added meaningful and lasting value to more than 700 clients.

Staples Testimonial
"We had a mandate to update our payments strategy and reduce costs. Given the lack of resources, we turned to the experts at Optimized Payments to help run a merchant services RFP and provide payments analytics to identify cost savings opportunities. The RFP helped us enhance our security solutions and understand the latest offerings in the marketplace. The analytics continue to help us stay on top of key metrics, identify savings opportunities and report savings wins to our management. Optimized Payments is a valuable partner and extension of our team."
Jeanne Keane, CTP, Director, Assistant Treasurer
Staples
"We had a mandate to update our payments strategy and reduce costs. Given the lack of resources, we turned to the experts at Optimized Payments to help run a merchant services RFP and provide payments analytics to identify cost savings opportunities. The RFP helped us enhance our security solutions and understand the latest offerings in the marketplace. The analytics continue to help us stay on top of key metrics, identify savings opportunities and report savings wins to our management. Optimized Payments is a valuable partner and extension of our team."
Staples Testimonial
Jeanne Keane, CTP, Director, Assistant Treasurer
Staples
Westgate Resorts Testimonial
"As the largest privately-held vacation ownership company in the world, we take a significant amount of credit card payments for all of our business lines. When we were looking to reduce our card processing fees and streamline reporting and analytics, we turned to the experts Optimized Payments. They were instrumental in aggregating all payments data, including co-branded card data, and identifying savings opportunities. Now, we use Optimized Analytics to track key metrics, identify savings opportunities and track savings on the initiatives we have implemented. Given the quick ROI, Optimized Analytics was an easy choice."
John Willman, Treasurer & VP of Mortgage Services
Westgate Resorts
"As the largest privately-held vacation ownership company in the world, we take a significant amount of credit card payments for all of our business lines. When we were looking to reduce our card processing fees and streamline reporting and analytics, we turned to the experts Optimized Payments. They were instrumental in aggregating all payments data, including co-branded card data, and identifying savings opportunities. Now, we use Optimized Analytics to track key metrics, identify savings opportunities and track savings on the initiatives we have implemented. Given the quick ROI, Optimized Analytics was an easy choice."
Westgate Resorts Testimonial
John Willman, Treasurer & VP of Mortgage Services
Westgate Resorts
Chicago Parking Meters Testimonial
"OPC's guidance has provided immense value to me and my team over the past eight years. They have helped boost our bottom line, navigate vendor selection, and even taught me a thing or two about the payments industry. I feel like an expert!"
Jean Chidley, Chief Financial Officer
Chicago Parking Meters
"OPC's guidance has provided immense value to me and my team over the past eight years. They have helped boost our bottom line, navigate vendor selection, and even taught me a thing or two about the payments industry. I feel like an expert!"
Chicago Parking Meters Testimonial
Jean Chidley, Chief Financial Officer
Chicago Parking Meters
AutoNation Testimonial
"I have no regrets whatsoever over the last ten years we’ve worked with Optimized Payments. They provide in-depth knowledge about one of our largest cost items and enable me to focus on things other than number crunching or quantifying anything related to payment processing. That’s a huge relief. The whole team is simply fantastic and so customer focused ."
Greg Moore, Director of Treasury Operations
AutoNation
"I have no regrets whatsoever over the last ten years we’ve worked with Optimized Payments. They provide in-depth knowledge about one of our largest cost items and enable me to focus on things other than number crunching or quantifying anything related to payment processing. That’s a huge relief. The whole team is simply fantastic and so customer focused."
AutoNation Testimonial
Greg Moore, Director of Treasury Operations
AutoNation
Kering Americas Testimonial
"Kering Americas (parent of luxury brands like Gucci, Saint Laurent, Bottega Veneta, Balenciaga, Alexander McQueen and Brioni) was looking for a payments consulting firm to help it solve several payments challenges; including enhancing transaction security, consolidating U.S. and Canada operations, evaluating alternative payment methods and managing a merchant services RFP. After interviewing several firms, we selected Optimized Payments. The team at Optimized has been invaluable in helping us achieve our payments goals and save about $1.5 million in processing costs per year. We also have web-based payments analytics that allow us to provide easy to understand metrics and reporting to our luxury brands. I highly recommend Optimized Payments to any merchant looking to reduce costs, implement analytics and/or update their payments strategy."
Dan Byrnes, Director Financial Operations
Kering Americas
"Kering Americas (parent of luxury brands like Gucci, Saint Laurent, Bottega Veneta, Balenciaga, Alexander McQueen and Brioni) was looking for a payments consulting firm to help it solve several payments challenges; including enhancing transaction security, consolidating U.S. and Canada operations, evaluating alternative payment methods and managing a merchant services RFP. After interviewing several firms, we selected Optimized Payments. The team at Optimized has been invaluable in helping us achieve our payments goals and save about $1.5 million in processing costs per year. We also have web-based payments analytics that allow us to provide easy to understand metrics and reporting to our luxury brands. I highly recommend Optimized Payments to any merchant looking to reduce costs, implement analytics and/or update their payments strategy."
Kering Americas Testimonial
Dan Byrnes, Director Financial Operations
Kering Americas
Tiffany and Company Testimonial
"Our partners at Optimized Payments have greatly enhanced our ability to manage payments. We have increased our ability to effectively manage cost of acceptance with greater insight into associated fees across all card brands. They have directly impacted our daily settlement reconciliation process creating efficiencies in work processes. With additional insight through the analytics provided by Optimized Payments, we have improved our ability to understand our customers that supports other strategic decisions that are tied directly toward organizational goals."
Laura Woop, Senior Director
Tiffany and Company
"Our partners at Optimized Payments have greatly enhanced our ability to manage payments. We have increased our ability to effectively manage cost of acceptance with greater insight into associated fees across all card brands. They have directly impacted our daily settlement reconciliation process creating efficiencies in work processes. With additional insight through the analytics provided by Optimized Payments, we have improved our ability to understand our customers that supports other strategic decisions that are tied directly toward organizational goals."
Tiffany and Company Testimonial
Laura Woop, Senior Director
Tiffany and Company
Providence St Joseph Health Testimonial
"Providence St. Joseph Health, 3rd largest not for profit hospital and health care system in the U .S., needed a consulting firm with deep expertise in payments to help us consolidate and simplify our payments infrastructure across multiple regions and lines of business. After thorough due diligence, we selected Optimized Payments and we couldn’t be happier with our selection and subsequent results. The team at Optimized Payments took the time to really understand the nuances of healthcare and managed a merchant services RFP that delivered great results – consolidation, reporting simplification and millions in cost savings. Simply, Optimized Payments delivered a great return on our investment ."
Bradley C. Hansen, Sr. Manager - Administration, Treasury
Providence St. Joseph Health
"Providence St. Joseph Health, 3rd largest not for profit hospital and health care system in the U.S., needed a consulting firm with deep expertise in payments to help us consolidate and simplify our payments infrastructure across multiple regions and lines of business. After thorough due diligence, we selected Optimized Payments and we couldn’t be happier with our selection and subsequent results. The team at Optimized Payments took the time to really understand the nuances of healthcare and managed a merchant services RFP that delivered great results – consolidation, reporting simplification and millions in cost savings. Simply, Optimized Payments delivered a great return on our investment."
Providence St Joseph Health Testimonial
Bradley C. Hansen, Sr. Manager - Administration, Treasury
Providence St. Joseph Health
Ratner Companies Testimonial
"We have been working with Optimized Payments for about 11 years. Payments are complex and costly, and when we need help with any aspect of payments like RFPs, analytics or reducing costs, we look to the experts at Optimized Payments. Our time is valuable and the ROI with Optimized makes sense."
Timothy Lemieux, SVP & CIO
Ratner Companies
"We have been working with Optimized Payments for about 11 years. Payments are complex and costly, and when we need help with any aspect of payments like RFPs, analytics or reducing costs, we look to the experts at Optimized Payments. Our time is valuable and the ROI with Optimized makes sense."
Ratner Companies Testimonial
Timothy Lemieux, SVP & CIO
Ratner Companies
Fiserv Testimonial
"The Biller Solutions arm of Fiserv is an innovative and savvy player in the electronic bill presentment and payment space. While at Fiserv, we identified the need for in-depth expertise on interchange and card network rules, and, as a result of such turned to the experts at Optimized Payments. Optimized Payments was amazing to work with and was able to identify savings opportunities far beyond what we could have imagined. The ROI on hiring these experts was immediate and the process quite simple."
Paul Harrison, Former COO
Fiserv
"The Biller Solutions arm of Fiserv is an innovative and savvy player in the electronic bill presentment and payment space. While at Fiserv, we identified the need for in-depth expertise on interchange and card network rules, and, as a result of such turned to the experts at Optimized Payments. Optimized Payments was amazing to work with and was able to identify savings opportunities far beyond what we could have imagined. The ROI on hiring these experts was immediate and the process quite simple."
Fiserv Testimonial
Paul Harrison, Former COO
Fiserv
Burr Pilger Mayer Testimonial
"Burr Pilger Mayer is in the business of providing accounting and consulting services, not being experts in credit card processing. Our card processing costs kept going up and we felt we had no way to control them. We turned to Optimized Payments and they helped us reduce card processing costs by 21%."
Diana Borova, Chief Administrative Officer
Burr Pilger Mayer
"Burr Pilger Mayer is in the business of providing accounting and consulting services, not being experts in credit card processing. Our card processing costs kept going up and we felt we had no way to control them. We turned to Optimized Payments and they helped us reduce card processing costs by 21%."
Burr Pilger Mayer Testimonial
Diana Borova, Chief Administrative Officer
Burr Pilger Mayer
U-Haul Testimonial
"We have found a great new partner with Optimized Payments. Over the years we have noticed that our interchange costs have been steadily increasing, to the point of concern. Initially, we attempted to combat this problem internally, however we soon realized we needed precise information that was custom tailored to our method of processing. Optimized Payments provided the very specific, integral information in a timely manner. Within months, we began to realize a very significant amount in interchange and card brand fee savings. What started as a one-time project has now transformed into an ongoing partnership for consulting and analytics as it relates to U-Haul payment space. I would highly recommend Joey Dembek and the team at Optimized Payments to any other large organization, seeking to reduce and streamline the payment processing."
Robert Krawczyk, Director of Payment Operations
U-Haul
"We have found a great new partner with Optimized Payments. Over the years we have noticed that our interchange costs have been steadily increasing, to the point of concern. Initially, we attempted to combat this problem internally, however we soon realized we needed precise information that was custom tailored to our method of processing. Optimized Payments provided the very specific, integral information in a timely manner. Within months, we began to realize a very significant amount in interchange and card brand fee savings. What started as a one-time project has now transformed into an ongoing partnership for consulting and analytics as it relates to U-Haul payment space. I would highly recommend Joey Dembek and the team at Optimized Payments to any other large organization, seeking to reduce and streamline the payment processing."
U-Haul Testimonial
Robert Krawczyk, Director of Payment Operations
U-Haul

Motivated by Numbers$Driven by Results

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18+

Years In the Industry

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700+

Client Engagements

netpromoter

96%

Customer Satisfaction

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Saved in card processing costs

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Sales Analyzed

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Transactions Analyzed

Industry News
and Insights

Discover Card Reclassification: Understanding Its Impact on Your Business

Last July, Discover Financial Services disclosed it has been misclassifying the interchange qualifications on certain credit...

Global Leader in Payments Analytics and Consulting, Optimized Payments, Demonstrates Renewed Commitment to Cybersecurity Excellence

ATLANTA, GA, January 3, 2024 -Optimized Payments, a leading force in payments analytics and consulting on a global scale,...

Unleashing the Power of Interchange Optimization: Maximizing Cost Savings in Payment Processing

For businesses that accept card payments, interchange fees are a significant component of the overall cost structure....

Maximizeprofitability with insights driven from our advanced data platform.

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